Monday, April 19, 2010

Loan Modification

When we first moved in this house, the very first thing we did was to get a Loan Modification so we can survive paying our home mortgage for years. If we wouldn't do it, I don't know where else are we going to get the money to pay for extra bills and food. For the cost of monthly payment of this house was a little over a thousand bucks and we are a single income family of three.

So we worked on gathering the papers that the bank required so they can process the loan modification we need. After two months of waiting, we were granted a 30-year to pay at 825 bucks a month. Now we are doing good at house payments.

I was just shocked though because it left me wondering if BOA was giving our information to other loan companies for several junk mails kept coming to our mailbox almost everyday for weeks. Companies that trying to offer us beautiful loan modification and other things.

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